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SmartProperty helps your association plan for the future. Landing Rock helps you earn more while you wait. Park reserve funds and operating cash in a high-yield Insured Deposit Account with up to $50M in federal insurance so your capital plan is funded, protected, and working harder from day one.
Open an AccountLanding Rock complements SmartProperty’s reserve planning tools by giving your association a safe, high-yield destination for the funds you’re setting aside. Track your reserve study in SmartProperty. Grow your reserves in Landing Rock.
Strengthen your association's financial position with a safe, compliant, and efficient way to put reserve funds and idle cash to work so every dollar earns its keep between now and when it's needed.
Maximize earnings on reserves and operating funds without taking on investment risk. A safe, high-performing cash account designed for HOAs and community associations.
Every dollar is federally protected through our multi-bank network of FDIC-insured banks and NCUA-insured credit unions.
View balances, interest earned, and year-to-date totals directly through your Landing Rock portal. One account, one statement. Easy to report back to your board.
Full access to your funds whenever you need them. No withdrawal fees, no minimums, and no lock-up periods.
Getting started takes minutes. Open your account directly with Landing Rock and put your reserve funds to work right away.
Complete a streamlined digital application with no minimums and no fees. Most accounts are approved within 1–2 business days.
Transfer your association's reserve funds or operating cash and begin earning high-yield interest immediately, with up to $50M in federal insurance coverage.
Access balances, interest earned, and account statements anytime through the Landing Rock portal. Everything your board needs at a glance.
Landing Rock provides a purpose-built solution for homeowners associations and community management companies looking to earn more on funds that are sitting idle. The IDA ensures every dollar is federally protected while still earning a strong yield. Through our multi-bank network, your funds are distributed across FDIC-insured banks and NCUA-insured credit unions, providing up to $50 million in federal insurance coverage with one account and one statement. Ideal for:
The Landing Rock Insured Deposit Account spreads your funds across a network of FDIC-insured banks and NCUA-insured credit unions, providing up to $50 million in federal insurance coverage, far exceeding the $250,000 limit at a single bank. You get one account, one statement, and competitive rates with next-day liquidity.
SmartProperty helps your association plan and forecast capital expenditures. Landing Rock gives you a high-yield, fully insured place to hold the reserve funds backing that plan. Together, your capital strategy is both well-planned and well-funded.
Landing Rock provides next-day liquidity with no penalties or withdrawal fees. You can initiate transfers 24/7 through the online portal.
Yes. Through your Landing Rock account, you can access a wide range of federally insured CDs with competitive fixed rates and customizable terms, all managed in one place.
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Open an AccountQuestions? Contact Landing Rock at support@landingrock.com or 888-597-1473