Cash Management Built for Nonprofit Organizations
High-yield insured deposit accounts and CDs with federal insurance coverage up to $50 million, next-day liquidity, and one simple account.
Open an Account For Nonprofits
Partnerships
Most Nonprofit Reserves Are Underperforming
Nonprofits hold trillions in operating reserves, yet most of those dollars sit in accounts earning well below market rate. That's money that could be working for your organization, fully insured, without changing how you operate.
~$6T
In U.S. nonprofit assets
<1%
Typical money center bank yield
$50M
Federal insurance coverage per Landing Rock account
How Landing Rock Compares
Yield on insured deposits: Landing Rock vs. money center banks
Illustrative comparison. Rates vary and are subject to change. Contact us for current rates.
What You Get with a Landing Rock Insured Deposit Account
A single account built around the things that matter most to nonprofit finance teams.
Federal Insurance Coverage Up to $50 Million
Deposits are allocated across a network of federally insured institutions, providing coverage far beyond the standard $250,000 limit. One account, one statement.
Next-Day Liquidity
No lockup periods. No penalties. Your reserves stay accessible so you can respond to opportunities and obligations as they come.
Set Up in Minutes
A straightforward online application with no minimum balance to open. Your team can be up and running the same day (in 24 hours).
Board-Ready Reporting
Clear reporting that shows your board and auditors exactly where funds are held, how they're insured, and what they're earning.
It Only Takes a Few Minutes to Start Earning
Three steps. No complexity.
Open your account
Complete a short application online.
Fund your deposit
Transfer reserves via wire or ACH. Funds are automatically allocated across insured institutions.
Start earning
Your deposits begin earning a high yield immediately, fully insured and available when you need them.
Built for Nonprofit Organizations
Landing Rock works with nonprofits of every size, from community organizations to national foundations.
- Foundations & Endowments
- Religious Organizations
- Education Institutions
- Healthcare Nonprofits
- Social Services & Community Orgs
- Arts & Cultural Institutions
Our board, and especially our donors, want to be sure that contributions are kept liquid, safe, and within policy until they are used in accordance with our mission. Landing Rock's insured deposit account does that for us perfectly.Charitable Organization Board Member, Pennsylvania
Frequently Asked Questions
- What is a Landing Rock insured deposit account?
A Landing Rock Insured Deposit Account (IDA) is a high-yield cash management account that allocates your deposits across a network of federally insured institutions. You get a single account and a single statement while your funds receive federal insurance coverage up to $50 million.
- How does federal insurance coveragework on deposits over $250,000?
Landing Rock spreads your deposits across multiple federally insured banks within our network. Each bank insures up to $250,000 per depositor, and by allocating across many institutions, your total coverage can reach up to $50 million. You manage everything through one account.
- Can my nonprofit access funds on short notice?
Yes. Landing Rock offers next-day liquidity on insured deposit accounts. There are no lockup periods and no early withdrawal penalties, so your organization can access funds when needed.
- What types of nonprofit organizations does Landing Rock work with?
Landing Rock works with a wide range of nonprofit organizations including foundations, endowments, religious organizations, educational institutions, healthcare nonprofits, social services organizations, and arts and cultural institutions.
- How does Landing Rock's yield compare to a traditional bank?
Landing Rock’s rates on insured deposits are significantly higher than what most money center banks offer on standard deposit accounts. Because rates vary, we encourage you to contact us for current rates specific to your organization.
- Is there a minimum deposit to open an account?
There is no minimum balance required to open a Landing Rock account. Your organization can get started and begin earning a high yield right away.
- What reporting does Landing Rock provide for board and audit purposes?
Landing Rock provides clear, consolidated reporting that shows exactly where your funds are held, how they are insured across the bank network, and what they are earning. Reports are designed to meet the transparency needs of nonprofit boards and auditors.
- Does Landing Rock offer certificates of deposit for nonprofits?
Yes. In addition to insured deposit accounts, Landing Rock offers high-yield certificates of deposit (CDs) that can be managed alongside your insured deposit account through a single platform.
Ready to Earn More on Your Reserves?
Open an account in minutes. High yield, full federal insurance coverage, and next-day access to your funds.
Open an Account